Home Owners

Give Your Greatest Asset the Right Protection

Every year in Arkansas, people pay millions in damages or even lose their homes to unpredictable events, like fires and storms. There’s no reason to pay for repairs or rebuilding out of your own pocket when homeowners insurance is available to reimburse you.

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Your home is your greatest asset. You don’t want to leave it unprotected. If you are purchasing a home, you will find your lender requires homeowners insurance. We recommend it for all our clients who own property.

 

Homeowners insurance can cover catastrophic events that require complete reconstruction, as well as partial damage. Your dwelling as well as the contents inside are protected. That includes furnishings, appliances, electronics, clothing, personal belongings, sporting goods, and kids toys. Your home is protected in the event of vandalism and theft too.

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Homeowners Insurance Offers Extra Benefits

You may not be aware that homeowners insurance offers benefits beyond the coverage of your structure and your belongings. Your policy will also offer liability coverage. This is essential if someone has an accident on your property.

Additionally, homeowners insurance typically covers loss of use, also known as alternative living expenses. If you are not able to live in your home while it’s being repaired or rebuilt, your policy will reimburse the cost of living elsewhere, often for up to two years.

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Consider Other Coverage for Your Unique Needs

You may want to boost your coverage with special insurance for unique scenarios.

 

Scheduled coverage

This type of protection covers valuables not usually included in a homeowner policy, such as:

• Jewelry

• Furs

• Collectibles

• Antiques

• Artwork

• Firearms

• Precious metals

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